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It is extremely inexpensive to hire an
attorney to file Bankruptcy when compared to
your other options - which include simply
paying all of your bills. An experienced
attorney can help you correctly list all of
your obligations and help you keep as much
property as possible and eliminate as much
debt as possible. If you do not file the
paperwork correctly or use an unlicensed,
non-attorney, the problems you may face
could exceed the cost of an experienced
attorney.
I want to provide you with a fresh
start. To make this an easy process I can
begin preparing your Chapter-7 bankruptcy case
with little or no money down* and set up an
affordable payment plan. I want to help and I
will do whatever is needed to make my services
affordable.
To file a bankruptcy case, there are
basically three costs:
- a filing fee paid to the United States
Bankruptcy Court presently $299 for a
Chapter 7 and $274 for a Chapter 13
- certificates needed to file and
discharge your case: credit counseling
briefing and debtor education: both can be
completed in my office and typically cost
$50 to $60.
- legal fees to your lawyer. I have flat
fees that will cover the work on your
entire case. I can then break our fee down
into small monthly installments you can
afford. Attorney fees are based on a
number of factors and all cases are
different. I want to base your fees only
on the work we will have to perform on
your case.
To determine an appropriate fee I ask that
you complete a questionnaire so that I can
better understand your financial situation.
The less complicated your case is, the lower
your attorney fees will be. And, after your
fees are determined in advance, you will know
for sure the total cost of my services before
we file your case.
- $599 to 799
attorney fee for a simple Chapter 7.
Additional fees may apply for cases
involving lawsuits, garnishments, high
debt, heavy recent credit usage, possible
fraud or non-dischargeability
issues, difficult creditors, many or large
assets or other reasons.
- $3000 flat fee for
most Chapter 13 Reorganization cases.
I typically require ZERO down before filing a Chapter 13.
You can not pay for your bankruptcy case
with your own credit card. Friends and
family members sometimes can help but they
must give you the money for the fees - not
simply loan you the money.
Most people pay their own legal fees in
affordable monthly installments. I will
work with you to set up payments you can
afford so you can truly get a
fresh start.
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